PLC “Sanasum Piyasa” Housing Loan is ideally designed to suit your needs with non-traditional flexible loan features because, there is no need to settle /close the facility due to change of asset or if the asset is sold.

PLC Housing loan facility offers a versatile financial solution that consists of Substitution of Borrower, Asset Replacement, and flexible repayment system including Grace period up to 5 years, Capital part settlement to make your dream home a reality.

We offer you

• Loan repayment period up to maximum of 15 years
• A maximum capital grace period up to 60 months
• Loan approval within 3 working days & cash in hand in 7 days
• Assistance to obtain required documents such as, extracts from land registry, draft deed, local authority documents. (Street lines, non-vesting, ownership)
• A tailored loan package, minimum documentation, speedy and totally hassle – free process with doorstep service
• Plan your installments according to your repayment capacity
• We consider present and future income when calculating your repayment capacity
• Reduction of loan installment or loan period by part settlement at any time
• The freedom to replace the asset (security) during the loan period and to continue the contract with the same terms and conditions without additional charges
• The liberty to transfer the ownership of the asset and the contract
• Free insurance cover for household items